In August, Mount Mary University sent messages to all students via e-mail advising them of their automatic enrollment in its health insurance plan (Wisconsin Physicians Service) and their subsequent billing, unless they could provide proof of existing coverage.
The new health care policy, mandated by the federal government, affects all full-time students. Aside from the mandate, the student health insurance page on My Mount Mary claims it is being done “in the interest of students’ academic success and personal well-being.”
Here’s the problem: the new Mount Mary health plan assumes the presence of a student health center in order to receive full coverage. According to the WPS plan, “all services provided by your Student Health Center are covered at 100 percent with no copay – in other words, at no additional cost to you.”
By not providing students a campus clinic, those insured by the new health care plan are automatically dropped to Tier 2 and Tier 3 coverage, meaning students will have to pay a $100-$200 deductible and,
thereafter, are covered for only 60 to 80 percent of their costs.
If Mount Mary is really concerned about student’s personal well-being, the school should have an on-campus student health center. Let’s face it, we don’t even have access to a licensed health professional on campus.
With a student health center on campus, students would not have to wait for a doctor’s appointment or make a trip to an urgent care center or hospital emergency room. Instead they could go right to the campus clinic for a diagnosis and possible treatment.
The new health care policy was written with the assumption that campuses would have such a center. Mount Mary University needs to provide students with one. Students are incurring insurance costs. Mount Mary needs to do its part in providing on-campus care.